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Privacy Notice - Farmers & Merchants State Bank - Plankinton and White
Lake, South Dakota - Revised 04-30-07
NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS
"We",
"our", and "us",
when used in this notice, mean the Farmers & Merchants State Bank.
This is our Privacy Notice for our customers. When we use the words
"you" and "your", we mean all of our consumer customers
who have a continuing relationship with us.
We will tell you the source for nonpublic personal information we collect on
our customers. We will tell you what measures we take to secure that
information.
We define some terms:
"Nonpublic personal information" means information about you that
we collect in connection with providing a financial product or service for
you. Nonpublic personal information does not include information that
is available from public sources, such as telephone directories or
government records.
An "affiliate" is a company we own, control, a company that owns
or controls us, or a company that is owned or controlled by the same company
that owns or controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
A "nonaffiliated third party" is a company that is not an
affiliate of ours.
THE
INFORMATION THAT WE COLLECT
We collect nonpublic personal
information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with nonaffiliated third parties
Information from a customer reporting agency.
INFORMATION
THAT WE DISCLOSE ABOUT YOU
We do NOT disclose any nonpublic
personal information about you to anyone, except as permitted by law or if
you authorize the disclosure.
CONFIDENTIALITY,
SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION
We restrict access to nonpublic
personal information about you to those employees who need to know that
information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information.
NONPUBLIC
PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose nonpublic
personal information about former customers, except as permitted by law.
CONTACT
INFORMATION
If you have any questions,
comments, or concerns, our privacy manager is Jan Kristensen.
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