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The
F & M State Bank offers a broad spectrum of financial
services. |
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home, business, education, and retirement - contact F & M
State Bank! |
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Regular
Checking
No
fees when a balance of $300 is maintained or have direct
deposit; no service charge for students with
first check order free.
NOW
Checking
Minimum
initial deposit $1000; no fees when a balance of $500 is maintained
in statement cycle.
CLUB
Checking
Join
the Club Account for numerous advantages; inquire today.
Business
Checking
$5
per month maintenance fee; $0.12 per check written. All charges are analyzed and offset with an Earnings Credit
based upon balance per statement cycle.
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Statement
Savings
Statement
issued and interest paid quarterly; no fee when a balance of
$100 is maintained.
MMDA
Savings
Minimum
balance $2500; up to six transfers per statement cycle of which
three can be checks; no fee if minimum balance maintained;
statement issued and interest paid monthly. |
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Traditional
IRA
SEP IRA |
Roth
IRA
CESA (Coverdell) IRA |
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1-Year
- minimum $1,000 |
3-Month
- minimum $10,000 |
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2-Year
- minimum $1,000 |
6-Month
- minimum $10,000 |
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3-Year
- minimum $1,000 |
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4-Year
- minimum $1,000 |
5-Year
Option - min $10,000 |
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Agricultural
Loans
Real Estate Loans
Consumer Loans |
Commercial
Loans
Student Loans |
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With
a Shazam MasterCard photo debit card, your debit card is more
secure. Use your debit card anywhere MasterCard is
accepted. Works like a check, at the grocery store, gas
pump, or any of your favorite stores or restaurants. Use
it at ATMs worldwide with your personal ID number (PIN) and get
immediate cash. |
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Visa
cards are available with attractive rates. |
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Our
safe deposit boxes give you a safe and secure place to store all
your valuables and important papers. |
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Free
notary service is available at both our locations. |
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We
can order United States Series EE and Series I Savings Bonds for
you or as gifts for children and grandchildren. |
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Wire
Transfer Instructions
Farmers & Merchants State Bank
P.O. Box 10
Plankinton, SD 57368
ABA # 091402015
For Further Credit: Customer _______ Customer Acct #
_______
Outgoing Wires: $18.00
Foreign Wires: $68.00 |
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We
cut image statements at the end of each month. F & M provides you
with a binder for bank statements and check images. |
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Employers
- save check writing - let us do your payroll electronically.
$5.00 per file and $0.05 per transaction. Payroll is automatically cleared
immediately through your account for easy reconciliation. |
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