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The
F & M State Bank offers a broad spectrum of financial
services. |
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home, business, education, and retirement - contact F & M
State Bank! |
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Regular
Checking
No
fees when a balance of $300 is maintained or have direct
deposit; no service charge for students and first check order free.
NOW
Checking
Minimum
initial deposit $1000; no fees when a balance of $500 is maintained
in statement cycle.
CLUB
Checking
Join
the Club Account for numerous advantages; inquire today.
Business
Checking
$5
per month maintenance fee; $0.12 per check written. All charges are analyzed and offset with an Earnings Credit
based upon balance per statement cycle.
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Statement
Savings
Statement
issued and interest paid quarterly; no fee when a balance of
$100 is maintained.
MMDA
Savings
Minimum
balance $2500; up to six withdrawals, of which three can be
checks, withdrawals include those to another account by means of
transfer, preauthorized transfer, automatic transfer, telephone
order or instruction, draft by debit card, or similar order to a
3rd party, per statement cycle; no fee if minimum balance maintained;
statement issued and interest paid monthly. |
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Traditional
IRA
SEP IRA |
Roth
IRA
CESA (Coverdell) IRA |
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1-Year
- minimum $1,000 |
3-Month
- minimum $10,000 |
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2-Year
- minimum $1,000 |
6-Month
- minimum $10,000 |
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3-Year
- minimum $1,000 |
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4-Year
- minimum $1,000 |
5-Year
Option - min $10,000 |
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Agricultural
Loans
Real Estate Loans
Consumer Loans |
Commercial
Loans
Student Loans |
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With
a Shazam MasterCard photo debit card, your debit card is more
secure. Use your debit card anywhere MasterCard is
accepted. Works like a check, at the grocery store, gas
pump, or any of your favorite stores or restaurants. Use
it at ATMs worldwide with your personal ID number (PIN) and get
immediate cash. |
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Visa
cards are available with attractive rates. |
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Our
safe deposit boxes give you a safe and secure place to store all
your valuables and important papers. |
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Free
notary service is available at both our locations. |
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We
can order United States Series EE and Series I Savings Bonds for
you or as gifts for children and grandchildren. |
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Wire
Transfer Instructions
Farmers & Merchants State Bank
P.O. Box 10
Plankinton, SD 57368
ABA # 091402015
For Further Credit: Customer _______ Customer Acct #
_______
Outgoing Wires: $18.00
Foreign Wires: $68.00 |
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We
cut image statements at the end of each month. F & M provides you
with a binder for bank statements and check images. |
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Employers
- save check writing - let us do your payroll electronically.
$5.00 per file and $0.05 per transaction. Payroll is automatically cleared
immediately through your account for easy reconciliation. |
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