Please read these Terms and Conditions carefully. By accessing this website,
you are agreeing to be bound by these Terms and Conditions.
If you do not agree, do not access this website. From time to time we may revise these
Terms and Conditions without notice.
Copyright of the pages, the screens displaying the pages and in the
information, materials, and other content contained in this website is
owned by Farmers & Merchants State Bank unless otherwise indicated and is protected by
U.S. and international copyright laws and treaties. The information,
materials, and other content of this website may not be copied, displayed,
distributed, downloaded, licensed, modified, published, reposted,
reproduced, reused, sold, transmitted, used to create a derivative work,
or otherwise used for public or commercial purposes without the express
written consent of Farmers & Merchants State Bank.
Products and Services
The information, materials, products, and services on this website are
subject to change. Not all products and services are available in all
geographic areas. Your eligibility for particular products or services is
subject to determination by and the approval of Farmers & Merchants
State Bank. No
solicitation is made by Farmers & Merchants State Bank to any person to use any
information, materials, products, or services in any jurisdiction where
the provision of such information, materials, products, and services is
prohibited by law.
Farmers & Merchants State Bank
warrant the accuracy, adequacy, completeness, or timeliness or the
information, materials, products, and services on this website or the
error-free use of this website. All information, materials, products,
and services are furnished "as is" and "as available". No warranty of
any kind, express or implied, including but not limited to the warranties of
non-infringement of third party rights, title, merchantability, fitness for
a particular purpose, and freedom from computer virus is given in
conjunction with the information, materials, products, and services.
Limitation of Liability
In no event shall Farmers & Merchants State Bank be liable for any damages, losses, or
liabilities including without limitation, direct or indirect, special
incidental, consequential damages, losses, or liabilities, in connection
with your use of this website or your reliance on or use or inability to use
the information, materials, products, and services on this website, or in
connection with any failure of performance, error, omission, interruption,
defect, delay in operation or transmission, computer virus or line or system
failure, even if Farmers & Merchants State Bank is advised of the possibility of such
damages, losses, or expenses.
Your use of the hyperlinks on this website to other Internet sites is at
your own risk. Farmers & Merchants State Bank is not responsible for the content or
accuracy of third-party sites hyperlinked from this web site nor does it
guarantee the products or services offered on third-party sites. You
should review the privacy statements of a website before you provide any
personal or confidential information.
Your use of this website is governed by the laws of the State of South
Dakota and applicable federal