Real Estate Mortgages

We make home buying easy!

Getting a mortgage does not have to be overwhelming. Farmers & Merchants State Bank has experienced Mortgage Lenders to assist you through every step. We will do our best to get you into a new home as stress-free and quickly as possible. 

With our unique relationship to the secondary mortgage market, we can offer long-term, low-rate mortgages through various programs. 

Below is a list of Mortgage Programs we offer:    

• South Dakota Housing for First-Time Homebuyers & Repeat Homebuyers
• Construction loans  
• Federal Housing Administration (FHA) & Veteran Affairs (VA)
• Rural Development (RD)  
• Fixed & variable rate mortgages  
• Competitive rates & terms

Request Contact from a Loan Officer