COVID-19 Statement

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Farmers & Merchants State Bank is closely monitoring the latest developments regarding COVID-19. The health and safety of our employees, customers, and communities is of utmost importance to us as we remain committed to providing uninterrupted service.


We encourage you to use our online banking service or call us for assistance when possible.  We also have night drops at both locations that are available 24/7. 


Our lobbies are open but we ask that you follow CDC guidelines and remain 6 feet away from others when conducting business. 


Please feel free to contact us with any questions or concerns you may have. 


Plankinton – 605.942.7781    

White Lake – 605.249.2221


Monday – Friday           8:30 – 3:30

Saturday                       9:00 – 11:00


Ron Kristensen, President